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It's a sensible question – while in theory, lenders have to take steps to ensure you can afford to keep up the monthly repayments (as much for their own sake as yours), buyers can still end up saddled with a mortgage they can't afford. There are a number of mortgage calculators online, such as the one provided by SPF, which give a good general idea of how much a mortgage will cost per month, taking...
While Portugal’s national housing market has seen only tentative improvement in recent years, prime Algarve property has shown a marked upturn. In Quinta do Lago, for example, the very best properties have exceeded their pre-crisis peak. The rise comes as many wealthy individuals find themselves fully invested in first-tier cities, where prices are at a high plateau, and are now looking at...
A home on the water is often considered to be the ultimate property purchase. Whether it is a lifestyle choice, holiday home or retirement dream, waterfront property has an eternal appeal. The Victorians introduced sea bathing, widely encouraged for its health benefits. The French Riviera, or the Côte d'Azur as it is also known, often tops the bucket list of "must-sees". Nice, Cannes,...
There are lots of factors to take into consideration when letting your property out and if you’ve never done it before it can be a daunting task. Here are some of the things new landlords need to think about: You are legally required to inform your lender that you intend to let your property out. Some mortgages contain clauses which won’t allow you to let on your existing mortgage, while others...
Buying off-plan is something many people shy away from because they feel it's a complicated process that is best left for people with a lot of property experience. The truth is it’s really simple and can be a very intelligent investment. Here are 10 steps to purchasing an apartment off-plan. You won’t be able to get a mortgage offer until about six months before completion, however it depends on...
You might think of the City of London as a square mile of iconic towers and slick office blocks. Which of course it is. But there's a lot more to this tiny city – one of only two London districts with city status – than banking, trade and financial services. Settled by the Romans in the 1st century AD, the City was heavily populated right up until the 18th century. Today, there are only around...
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